Vehicle by vehicle

Finance by vehicle type

Cars, utes, vans, trucks, trailers, EVs, buses and fleets — what changes in the finance for each one.

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Business car finance

Financing a car through your ABN: how business car finance differs from a personal loan, the car limit, GST credits, FBT and which structure suits.

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Ute finance

Business ute finance explained: why many utes sit outside the car limit, GST credits, trays and canopies, balloons and the structures that fit.

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Van finance

Financing a work van: panel vans, cab-chassis and people movers, shelving and fit-outs, GST credits, private use and which structure suits your business.

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Light truck finance

Financing a light rigid truck — tippers, pantechs, refrigerated bodies and tray trucks: licence classes, body fit-outs, GST and which structures usually fit.

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Heavy trucks and prime movers

Finance for prime movers, heavy rigids and B-double combinations: owner-driver experience, contracts, NHVR registration, trailers and structures that fit.

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Trailer finance

How businesses finance trailers — box, plant, car carrier, refrigerated and semi-trailers — on their own or together with the vehicle that tows them.

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EV and hybrid finance

Financing electric and hybrid business vehicles: the FBT electric car exemption, plug-in hybrid changes, LCT thresholds, charging and battery questions.

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4WD finance

Financing a 4WD wagon or ute for remote, rural, mining or field work: business use, the car limit on wagons, accessories, towing and choosing a structure.

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Prestige car finance

Financing a prestige car through your business: luxury car tax, the car limit, GST caps, FBT and how lenders assess higher-value vehicles for business use.

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Bus and minibus finance

Financing a bus or minibus for charter, tours, school runs, aged care, sport clubs or staff transport — what lenders look at and how the car limit fits.

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Fleet finance

How growing businesses finance a vehicle fleet: aligned loans, fleet facilities, leases and property-backed loans, plus planning replacement cycles.

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